Gartner: worldwide  These six IT trends are expected to drive market growth, representing revenue  opportunities for both incumbents and new market entrants in each space. To  catch the waves of change at their early stages, vendors, users and investors in  technology will need to look outside their industries to find early adopters  that provide inspiration for how these trends translate into business value.
By 2008, 10 percent of companies will require employee-purchased notebooks.
Company-owned notebooks are  commonly used for personal purposes, such as e-mail, music and videos.  Notebooks will begin to move from company ownership to personal ownership. Since  notebook prices have declined dramatically during the past few years, this  transition is mostly likely to be managed through the implementation of a  notebook allowance, much like car mileage today.Transferring notebook ownership  to employees does not eliminate the cost of PCs, but shift it to employee  benefits and indirect user operational costs. The payback is removing PC assets  from the company books and freeing IT to focus on critical business initiatives.
By 2010, 30 percent of U.S. homes will use only cellular or Internet  telephony.
In 2004, nearly 90 percent of the world's new telecom connections were mobile.  Growth in traditional wired voice connections will slow in  North America, Western Europe and other developed markets as more people  dedicate fixed phone lines to DSL links  and switch to cellular or Internet  telephony. U.S. consumers are just beginning  to add voice over Internet Protocol (VoIP) services to their range of telephony  options, but as they get more comfortable with the technology, and as VoIP services improve, they will  start to abandon traditional phones.  Mobile communications will remain the preference of developing  countries, and as a result, wireless links will represent 99 percent of  the world's new voice connections in 2009. i"t only took more than 125 years but  POTS (plain old telephony service) is now on the decline in the U.S.. The  emergence of VoIP and the phenomenal rise of the mobile phone now represent the  'dial tone' for the future
The job market for IT specialists will shrink 40 percent by 2010.
The coming decade will see the emergence of IT "versatilists," people whose  multidisciplinary assignments, roles and experiences create a valuable blend of  synthesized knowledge, competencies and context to fuel business value. Today's IT specialists must focus on a  rapid and intentional expansion from technical specialization to business  competence in order to position themselves as tomorrow's business contributors.  The long-term value of today's IT specialists will come from understanding and  navigating the situations, processes and buying patterns that characterize  vertical industries and cross-industry processes.
Business Process Outsourcing (BPO)  service providers will capture $11 billion of insurance revenue by 2008.
Insurers are turning to external BPO providers to expedite their legacy  transformation process. BPO providers are responding by assuming the business  process requirements from insurance providers. By 2008, BPO will have the  intellectual property and technology platforms to align with the distribution  channel (for example, bank and investment houses) and launch insurance ventures  that capture up to one percent of the global annual premium total of life,  annuity, and property and casualty products. Using the US  as an example, this translates into a shift of nearly $11 billion to BPO which  will have a substantial impact on the market landscape. Intellectual capital is  migrating from insurers to BPO providers, enabling the providers to become  competitors - not just service providers - in the insurance market.
A 50 percent growth in healthcare  software investment could enable clinicians to cut the level of  preventable deaths in half by 2013.
Healthcare has historically underinvested in IT, however, this is changing.  Gartner analysts predict that by 2009, healthcare investments in IT will  increase by more than 50 percent, which could enable clinicians to reduce the  level of preventable deaths by 50 percent by 2013. The earliest adoption  of IT - and realization of improved safety and cost containment - will occur in  markets where the ultimate payers exercise leadership to stimulate simultaneous  adoption of IT, consensus quality measurements, transparent reporting and  aligned financial incentives. The largest IT challenge in most countries will be  deploying IT to the numerous small practices that provide most primary care.
Through 2008, investigation of new technologies will slow as discretionary  budgets divert to regulatory compliance.
Regulation is increasing, and the race for "regulatory parity" between the European Commission and the U.S. government ensures  this trend will continue through 2010. Regulatory compliance spending is growing  at a rate twice that of IT spending, and in many case, discretionary IT budgets  are entirely consumed by compliance efforts, stifling initiatives that are  important to business growth. New regulations will change the business realities  that executives must confront,. Most of these will also cause change for IT. The  best IT organizations take the lead to work with the legal, financial, and  business organizations of the enterprise to get ahead of the changes for better  corporate performance. 
    Gartner's Top Predictions for 2006 and Beyond  Publ 20051129